A proactive approach to mental health allows health plans to reduce costs, improve outcomes, attract and retain members, and reinforce their commitment to whole person care.   For many health plans, however, their members underutilize mental health benefits. They need better strategies to promote and facilitate access to these important services, and overcome challenges like stigma, lack of promotion, provider availability, out of pocket costs, lack of perceived need, and administrative complexities.   Progressive employers have long understood the importance of good mental health, and have adopted creative strategies to alleviate common barriers to utilization. Health plan providers can take advantage of…